AHIP Health@Work SmartBrief
Asking the right questions is key to choosing a PBM | House panel OKs bills to aid small-business health plans | Common retiree regrets and how to avoid them
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June 30, 2025
AHIP Wellness SmartBrief
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Top Story
Benefit managers have more options in pharmacy benefit management firms as transparency and cost-saving measures increase. Lloyd Fiorini of Capital Rx advises benefit managers to ask potential PBMs about drug pricing, revenue sources and customer service. Additionally, benefit managers should seek third-party support from brokers and legal advisers, ensuring any compensation arrangements are disclosed that could influence their recommendations.
Full Story: Employee Benefit News (free registration) (6/26) 
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Benefits Programs & Trends
The House Education and Workforce Committee has advanced two bills aimed at helping small employers with health insurance benefits. The first bill would make it easier for small employers and self-employed individuals to join association health plans, and the second bill would aid small businesses in offering self-insured plans by preempting state regulations on stop-loss insurance.
Full Story: BenefitsPRO (free registration) (6/26) 
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Financial advisor Anna N'Jie-Konte highlights common regrets among retirees, including delaying retirement, not spending more earlier in life, failing to track financial progress and lacking tax diversification. N'Jie-Konte advises clients to define and schedule their bucket-list experiences early and to build a mix of account types for flexibility in retirement.
Full Story: Business Insider (6/27) 
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Best Business Practices
Empathetic, effective leadership starts with self-awareness
(Owngarden/Getty Images)
Leaders may be tempted to judge others harshly in stressful situations, but true leadership requires assuming positive intent and practicing empathy even when it's difficult, management consultant Marc Cugnon writes. Leaders who view colleagues as adversaries can undermine morale and collaboration, while those who support rather than blame can help colleagues feel valued and trusted, leading to better personal and productivity outcomes, Cugnon notes.
Full Story: SmartBrief/Leadership (6/27) 
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Products and Market Trends
The Supreme Court has rejected a challenge to the Affordable Care Act, ensuring continued access to free preventive services such as cancer screenings and HIV drugs for 150 million Americans. The 6-3 decision affirms that the HHS secretary has the authority to remove members of the task force that recommends these services.
Full Story: Axios (6/27) 
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All 22 major US banks passed the Federal Reserve's annual stress test, demonstrating they could endure a severe recession scenario involving over $550 billion in losses. The 2025 test reflected realistic current economic risks and market dynamics, a departure from last year's unusually harsh assumptions. The strong results point to the resilience of the banking system and could allow banks to return more capital to shareholders through dividends and buybacks.
Full Story: Barron's (6/27),  Reuters (6/27),  American Banker (6/27) 
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Financial advisors play a crucial role in guiding clients toward the right annuity products amid market fluctuations and trending financial products. Irene Stolte of Eagle Strategies emphasizes the importance of understanding client goals, providing expert recommendations, and staying informed about market trends through continuing education and professional associations.
Full Story: ThinkAdvisor (free registration) (6/30) 
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Health News & Research
Pharmacist program in Wash. state improves diabetes care
(Rick Gomez/Getty Images)
A pharmacist-led diabetes management program at a Rockwood clinic in Spokane, Washington, centers around an ambulatory care pharmacist working collaboratively as part of a primary care team. The initiative employs a multifaceted strategy of medication management, labwork, physical exams and patient education. The program has achieved significant reductions in patient A1c levels.
Full Story: Drug Topics (6/28) 
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The FDA has expanded warnings for messenger RNA-based COVID-19 vaccines to include more details about myocarditis risks, particularly for 12- to 24-year-old males. The updated label notes a risk of eight cases per 1 million people from 6 months to 64 years old who received the vaccines in 2023 or 2024. However, the CDC previously found no higher myocarditis risks associated with the vaccines since 2022, and SARS-CoV-2 itself can cause myocarditis.
Full Story: The Associated Press (6/25) 
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Whole-Person Health
Marketplace insurance enrollment has grown from 11.4 million in 2020 to 24.3 million in 2025, with 18.2% of enrollees having mental health diagnoses, according to a KFF analysis. However, pending policy changes could result in 8.2 million people being without coverage by 2034, raising concerns about access to mental health services.
Full Story: KFF (6/27) 
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