The IRS and the Treasury Department have issued final regulations on a SECURE 2.0 provision mandating Roth catch-up contributions for high-income participants aged 50 and over. The rules, which will take effect in 2027, allow plan administrators to use prior-year wages from separate employers to determine eligibility and include changes to provisions for correcting compliance failures and implementing deemed Roth elections.

Securities and Exchange Commission Chair Paul Atkins has signaled a more collaborative regulatory approach, pledging businesses will get notice of technical violations before facing penalties. The move marks a sharp break from former Chair Gary Gensler's aggressive enforcement era, with Atkins focusing enforcement on fraud while advancing the White House's crypto-friendly agenda.

The Senate has confirmed Stephen Miran, a top economic adviser to President Donald Trump, to the Federal Reserve's board in a 48-47 vote along party lines. Miran has said he will keep his role as chair of the White House Council of Economic Advisers while serving on the Fed, raising concerns about the central bank's independence.

A Pearl.com survey has found that 1 in 5 people have acted on financial advice from artificial intelligence, and 19% of those have lost at least $100 as a result. The figure rises to 27% among members of Generation Z. "AI lacks the nuanced judgment, ethical training, and real-world experience that are essential for high-stakes situations," says Pearl.com CEO Andy Kurtzig. "An algorithm can inform, but only a human professional adds the required wisdom."

A 57-year-old with $4.1 million saved for retirement asks whether it is advisable to stop contributing to a 401(k) before retiring abroad. Brett Bernstein of XML Financial Group and Aaron Cirksena of MDRN Capital advise against stopping contributions, citing benefits such as tax reduction and employer matches. They note that retiring abroad brings unique financial challenges, including currency fluctuations and unexpected costs, so continuing contributions, even at a reduced rate, could be beneficial.

The 2025 WalletHub ranking of retirement cities assessed 182 US metropolitan areas based on affordability, activities, quality of life and health care. Orlando secured the top spot primarily due to its low cost of living and tax benefits, while San Bernardino, California, was the worst, performing poorly across all metrics.