Oct. 14 - Visa card fee revamp looms | Affirm offers interest-rate break

Affirm to offer interest holiday; Fed appeals debit fee ruling; Open banking also helps banks: Fintechs; How to unleash innovation and competition in payments

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Oct. 14, 2025 | Today’s news and insights for payments leaders

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Visa’s revised card fee system may jolt merchants

The card network giant will begin demanding more data from merchants this week in exchange for discounts, but it may come as a shock to some.

Affirm to offer interest holiday

The company’s customers will have a chance to take out loans with 0% APR for three days next week as the holiday shopping season gets under way.

Fed appeals debit fee ruling

The Federal Reserve gave notice that it’s appealing a court ruling that invalidated its regulations governing debit card fee caps.

Open banking also helps banks: Fintechs

Financial technology firms are trying to rally support for U.S. open banking as regulators gather comments to inform a revised rule.

Opinion

How to unleash innovation and competition in payments

“Give digital payments companies a path to directly access the Federal Reserve’s systems through a limited-purpose payments bank charter,” writes one former top legal executive.

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