Your Money: Climate Decisions and Where You’ll Live Next
Also, a growing number of Americans are making thousands by exploiting credit card reward offers.
Your Money
October 14, 2025

Hi everyone —

Earlier this year, we published a giant F.A.Q. for people who are trying to make climate-aware decisions about where to move next. The guide is also helpful for people trying to assess where they live now. It covers everything from water to weather to local politics and community resiliency.

An ask, please: If you’ve gone deep on the changing climate in choosing a new residence in the past few years, could you please drop us a note at yourmoney_newsletter@nytimes.com and tell us about the research you did? And if you’ve chosen not to keep climate in mind as you’ve changed residences recently, that’s interesting to us too.

Thanks, as ever, for helping us with our reporting.

Below, you’ll find a collection of articles about money that you may have missed recently. Have a good week.

A sunny day on a college campus with students walking past a stone collegiate Gothic building.

Student Loan Cancellation Is Restarting for Some Federal Borrowers

After a halt for most of the year, borrowers enrolled in one income-driven repayment plan may begin to receive loan discharges within weeks.

By Tara Siegel Bernard

An illustration of a hand holding out a golden key near a keyhole.

your money adviser

Fintech Start-Ups and Investment Firms Are Battling Over Your 401(k)

Financial tech companies are connecting outside financial advisers to your retirement accounts, and at least one investment firm, Fidelity, is resisting.

By Ann Carrns

An illustration of a combination bear and bull. Behind them are charts, with lines going up and down. Four people are watching.

Strategies

Nasty News? Until Now, the Markets Said All Was Well.

Despite domestic and global tumult, the third quarter was fabulous for investors. But are the good times over?

By Jeff Sommer

An illustration of a miniature woman, dressed in a blue pantsuit with a scared expression on her face, clinging onto the strap of a giant briefcase.

Shop Talk

Have You Hugged Your Job Today?

Workers, who were quitting at high rates a few years ago, are now “job hugging” — or, as one consulting firm put it, “holding on to their jobs for dear life.”

By Lora Kelley

Workers inspect cars on a factory assembly line.

Slowing Electric Vehicle Sales Will Cost G.M. $1.6 Billion

General Motors said it would lower its earnings by that amount to mainly reflect the drop in the value of equipment, factories and other assets.

By Neal E. Boudette

A man holds up a small, lit drone and looks at it.

Factory Towns Revive as Defense Tech Makers Arrive

Drawn by local talent, cheap labor and state cash incentives, start-ups building the weapons of the future are revitalizing manufacturing in once-vibrant industrial towns.

By Sheera Frenkel and Kenny Holston

Three large cranes standing above dozens of cargo containers at a port.

Global Growth Remains Sluggish as Tariff Threats Loom

The International Monetary Fund said the impact of trade tensions had been limited so far, but it expects growth to slow.

By Alan Rappeport

People at work on a construction site.

Trump Ramps Up Trade War as New Tariffs on Lumber and Furniture Take Effect

The president is threatening to widen his trade war against China as tariffs on timber, lumber, kitchen cabinets and other products took effect on Tuesday.

By Ana Swanson and Sydney Ember

A photo illustration of a man on a precipice.

The Rules of Investing Are Being Loosened. Could It Lead to the Next 1929?

A group of financiers is trying to convince the public to invest heavily in private equity and crypto — a risky gambit with some real 1920s vibes.

By Andrew Ross Sorkin

A portrait of Sherri Marshall, standing under trees lining a residential street.

Black Unemployment Is Surging Again. This Time Is Different.

Federal layoffs and an end to diversity initiatives have weakened a historically strong labor market for Black workers.

By Lydia DePillis

Stocks Fall Sharply on Trump’s Renewed Threat of China Tariffs

The S&P 500 slumped more than 2 percent for the first time in six months, rattling investors after a long stretch of gains.

By Joe Rennison and Rebecca F. Elliott

Trump Announces a Deal on Drug Prices With AstraZeneca

The president and top health officials acknowledged using the leverage of tariff threats to forge an agreement. Other companies are still in negotiations with the White House.

By Rebecca Robbins and Margot Sanger-Katz

Russell Vought, wearing a blue suit, shirt and tie, viewed from the waist up outdoors.

Trump Says Federal Layoffs Have Begun During Government Shutdown

The head of the White House budget office said on Friday that reductions in force had started.

By Tony Romm

People with grocery carts and baskets in a supermarket aisle.

Inflation Report Will Be Released Despite Shutdown

The Bureau of Labor Statistics is calling back some employees to produce the Consumer Price Index for September. That data is needed to calculate the annual cost-of-living adjustment for Social Security beneficiaries.

By Ben Casselman

John Williams faces the camera while standing in a formal hall with his hands folded at his waist.

Hiring Slowdown Worries Top Fed Official, an Ally of Powell

John Williams, president of the Federal Reserve Bank of New York, is primarily concerned with weakness in the labor market.

By Colby Smith

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