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Representative example: A loan of £42,000 payable over 8 years. Total amount payable £61,625.80 including interest (£14,826.60), broker fee (£3,891.30) and product fee (£907.90). This will involve 60 monthly repayments of £583.12 at 7.5% (fixed), and then 36 payments of £606.65 at 10.2% Standard Variable Rate (SVR). The overall cost for comparison is 12.8% APRC representative. Correct as of September 2025.
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