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Scapia is not a mass-market card.
It’s considered one of the most elite lifetime-free cards, and that’s exactly why there’s always hype around it.
Very few people get approved compared to regular cards.
But right now, approvals are happening more frequently, which honestly makes this one of the best windows to apply.
💳 Why Scapia stands out
✅ Lifetime Free (no joining fee, no annual fee)
✅ Dual Network: Visa + RuPay
→ Earn rewards on card spends and still use it for UPI 🔥
✅ 0% Forex Markup for international spending 🌍
✅ Free Domestic Airport Lounge Access 🛫
✅ Travel-first rewards structure with airport benefits
✅ Up to ₹1,000 cashback on airport spends
✅ 2% rewards on gold and jewellery purchases
(Not many cards offer this, big win here)
🏦 Important application tip (don’t skip this)
If you are eligible to apply via two banks,
always choose Bank of Baroda over Federal Bank.
Why?
👉 BOB has a much higher approval success rate right now.
Many people miss this and get rejected unnecessarily.
⚠️ After approval, do this immediately
Once your card is approved
✔️ Create your card PIN
✔️ Link your bank account inside the Scapia app
This ensures smooth UPI usage, reward tracking, and zero hassles later.
🚨 Scapia Referral Campaign is on another level right now 🔥
This is one of those rare times when referrals actually feel worth the effort.
No lucky draws.
No vague promises.
Just clear, guaranteed rewards.
🎁 Referral rewards you can’t ignore
👥 Refer 2 friends
→ ₹1,600 worth of benefits via Scapia Coins 🪙
👥 Refer 6 friends
→ Apple iPad (11th Gen, 128GB) 🍎
Worth nearly ₹35,000
And that’s not all.
There are multiple additional offers on flights, hotel stays, travel bookings, airport spends, and lifestyle perks that keep popping up for active users.
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