Hi Jan,
Episode 215 of our Retire With Style podcast is out now!
This week Alex and I spend time on a topic that consistently drives the biggest planning mistakes we see in retirement: taxes.
The conversation was prompted in part by questions we’ve received since the release of the third edition of the Retirement Planning Guidebook, but it quickly expanded into a broader discussion about how retirement tax decisions actually work in practice. We talk through Roth conversions, preferential income stacking, effective marginal tax rates, and why blending distributions across accounts often matters more than focusing on a single “best” move.
We also address some common misconceptions, including when Roth conversions can still make sense even if taxes are paid from an IRA, how beneficiary considerations should factor into conversion decisions, and why planning needs to be based on current law rather than predictions about future tax changes.
If you’re thinking about how to draw from your accounts more efficiently or want a clearer framework for evaluating Roth conversions in your own situation, this episode will give you a solid foundation. Listen now to learn more!
| | | | The Retire With Style Podcast Has a New Home! | | | | We’re excited to share that all podcast episodes- past and present- are now available on our new site: RetireWithStyle.com. It’s your one-stop shop for catching up on episodes, watching video versions, and even submitting your own retirement questions for future shows.
You can also watch and subscribe to new video episodes on our YouTube channel, with fresh content every Wednesday.
Prefer to listen on your favorite podcast app? We’ve got you covered. You can still find Retire With Style on Apple Podcasts, Spotify, Podbean, Amazon Music, Audible, iHeart, TuneIn, and now YouTube Music.
| | | | Take a look around the new site and let us know what you think. Feel free to share with friends, and to reply here with any comments.
Thank you,
Wade Pfau, PhD, CFA, RICP
Founder of Retirement Researcher
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