Let me tell you why the “smartest” version of me was also the poorest.
I was buried in debt, living paycheck to paycheck, and financially drowning.
I’ve told this story a thousand times.
But what you may not know, is during that time I was EDUCATED as f*ck.
I'd read Rich Dad Poor Dad. The Millionaire Next Door. Think and Grow Rich. The Total Money Makeover.
I could explain compound interest, debate investment strategies, and quote Dave Ramsey.
And I was still completely broke.
Because here's what nobody tells you:
Reading about success is not the same as doing the work.
If you've consumed every piece of financial content on the internet...
But your bank account still looks like a crime scene?
It’s not because you’re dumb.
And it’s not even because you’re lazy.
I know, because I've been there.
So if you…
- Own at least 5 books about money you've never finished
- Follow 20+ "financial freedom" accounts but haven't made a budget
- Saved 100+ posts about investing but haven't invested a dollar
- Know all the terminology but can't execute any of it
- Watched dozens of YouTube videos while your credit cards stay maxed
- Have a "when I'm ready" list that's been the same for 2 years
Me too, Pookie.
I could tell you EVERYTHING about how to build wealth.
But my net worth?
Negative $30,000.
|
researching instead of DOING |
Why?
It's called Analysis Paralysis.
You consume content → feel productive → nothing changes → consume more content → repeat forever.
You're a professional student of success while your actual life stays exactly the same.
Here's what changed everything for me:
I stopped reading and started DOING.
Not perfectly.
(I failed a lot at first.)
But I started.
Made a budget, tracked my spending, cut up my credit cards, and got on a debt payoff plan.
And suddenly, after years of "learning," I started actually making progress.
Here’s why:
Vision boards don't build emergency funds.
You can't manifest your way out of debt.
And one more finance podcast isn't going to change anything.
What works is actually doing the thing.
It’s why I built the Master Your Money membership.
