Dear Reader,
There is one financial mistake that quietly hurts many Indians later in life:
Retirement Planning that starts too late.
If you have ever wondered whether your current savings will truly be enough - this is the right time to find out.
A Step You Can Take Now
To help Indian households build clarity around retirement and long-term financial independence, The Economic Times is hosting a FREE Financial Freedom Awareness Workshop.
In this live session, you will learn:
- How to calculate your Financial Freedom (FIRE) number
- How much corpus you actually need to retire comfortably
- How inflation quietly reduces the value of savings
- How to start building wealth - even if you feel late
Date: 22 February, Sunday
Time: 10 AM - 1 PM
Mode: Live Online
Fee: Completely Free
Why This Matters More Than Ever
For decades, many Indians assumed retirement would somehow take care of itself.
- There were joint families.
- Children lived close by.
- Expenses were predictable.
Today, families are nuclear.
- Children build lives in different cities - sometimes different countries.
- Healthcare costs are rising.
- Life expectancy is increasing.
Love remains. But financial dependence has become uncomfortable - for both generations.
What hurts most in old age is not just a lack of money.
It is the loss of control.
When medical decisions are delayed.
When expenses are cut quietly.
When asking for help feels heavy.
This doesn’t happen because people didn’t work hard.
It happens because retirement was never planned with clarity.
And once income stops, decades of compounding cannot be rebuilt overnight.
A secure retirement is not built by hope. It is built by planning - early enough.
If you want independence, dignity, and peace in your later years. This is the moment to start.
Warm regards,
The Economic Times