Hi Jan,
Episode 217 of our Retire With Style podcast is out now!
In this week’s episode of Retire With Style, Alex and I take a careful look at where annuities actually fit into a retirement income plan.
A key point we discuss is this: annuities are not investments in the traditional sense. They are income tools. When they are evaluated as if they were stocks, they often look unattractive. When they are evaluated as bond alternatives designed to provide guaranteed lifetime income through risk pooling, the conversation changes.
We also explain how mortality credits work and why they can allow for higher sustainable spending in retirement. At the same time, we address the common concerns, including fees, liquidity limitations, and the differences between fixed and variable annuities. Annuities are not universally good or bad. They are tools. The real question is whether they align with your retirement income strategy. Listen now to learn more!
| | | | The Retire With Style Podcast Has a New Home! | | | | We’re excited to share that all podcast episodes- past and present- are now available on our new site: RetireWithStyle.com. It’s your one-stop shop for catching up on episodes, watching video versions, and even submitting your own retirement questions for future shows.
You can also watch and subscribe to new video episodes on our YouTube channel, with fresh content every Wednesday.
Prefer to listen on your favorite podcast app? We’ve got you covered. You can still find Retire With Style on Apple Podcasts, Spotify, Podbean, Amazon Music, Audible, iHeart, TuneIn, and now YouTube Music.
| | | | Take a look around the new site and let us know what you think. Feel free to share with friends, and to reply here with any comments.
Thank you,
Wade Pfau, PhD, CFA, RICP
Founder of Retirement Researcher
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