Rising tensions between the US, Israel and Iran have unsettled markets, prompting mutual fund investors to reassess portfolio strategy. Experts advise staying invested, maintaining asset allocation discipline and considering staggered investments during volatility. History shows geopolitical shocks tend to cause temporary drawdowns rather than long-term damage to Indian equities.

Amid escalating geopolitical tensions, investors are flocking to safe-haven assets like gold and silver. Experts advise a higher allocation to gold ETFs for stability, as silver ETFs are more susceptible to industrial demand fluctuations. While both metals saw a recent surge, gold is considered the primary hedge against uncertainty.

SEBI has replaced solution-oriented funds with new life cycle funds, featuring a dynamic glide-path strategy across asset classes. Existing investors will see their funds merged into comparable schemes, with potential impacts on returns and taxation. Life cycle funds suit long-term, goal-based investors seeking automatic asset allocation.

Silver ETFs have seen a sharp decline while gold ETFs have delivered positive returns. Experts attribute silver's fall to volatility and profit booking, and gold's rise to its safe-haven status amid global uncertainty. Investors are advised to review their asset allocation for both precious metals. Long-term outlook for both remains positive due to geopolitical tensions and industrial demand for silver.

Out of these 12 funds, 11 have been in the market for more than 25 years. They have delivered consistent double-digit returns over decades, highlighting the benefits of long-term investing. Despite market fluctuations and multiple benchmark changes, these schemes demonstrate strong resilience and growth potential for disciplined investors.

TRUST Mutual Fund has launched its new mid-cap fund, the TRUSTMF Mid Cap Fund. The fund employs GARV and LIM strategies to identify quality mid-cap companies. Experts suggest caution with NFOs, recommending existing funds with performance records. Mid-cap exposure is advised within portfolios, with a focus on SIPs for long-term wealth creation.

A 22-year-old investor sought advice on optimising her mutual fund portfolio for long-term wealth creation. Expert Harshvardhan Roongta of Roongta Securities recommended maintaining a balanced mix, limiting fund overlap, keeping 10–15% in gold, and targeting 12% returns to potentially build Rs 45–46 lakh in 10 years.