This email was sent to niepodam@niepodam.pl. Sign In Loans   |   Car Insurance   |   Travel Insurance   |   Life Insurance Hey Sam, Choosing the right credit card shouldn’t be down to luck. Compare options to see what you’re eligible for and choose a card that could suit the way you spend. CUT THE COST OF INTEREST You could stop interest building on your existing balance for 3 years (36 months) with a MBNA balance transfer card offering 0% interest and a new, lower transfer fee of 2.99%, giving you extra time to pay it off. Compare credit cards Representative example: Assumed borrowing of £1,200 for 1 year at a purchase rate of 24.94% (variable), representative 24.9% (variable). New customers, 18+, UK residents only. Balance transfers must be made within 60 days of account opening. Subject to eligibility and status. T&Cs apply. TACKLE THE BALANCE WITHOUT A FEE You could get 0% interest for 14 months and no transfer fee with Barclaycard. No-fee balance transfer cards are available, though they often come with shorter interest-free periods. If you want to move an existing balance and avoid paying a transfer fee, this could be worth considering. Compare credit cards Representative example: Assumed borrowing of £1,200 for 1 year at a purchase rate of 24.9% (variable), representative 24.9% (variable). New customers, 18+, UK residents only. Balance transfers must be made within 60 days of account opening. Min transfer £250. Subject to eligibility and status. T&Cs apply. ONE CARD, THREE WAYS TO SAVE If you’re planning a big purchase or looking to merge existing balances, this Lloyds credit card could give you flexibility, with: • 25 months of 0% interest on purchases • 23 months of 0% interest on balance transfers (2.99% fee) • Up to 15% cashback with selected retailers via Everyday Offers Compare credit cards Representative example: Assumed borrowing of £1,200 for 1 year at a purchase rate of 24.9% (variable), representative 24.9% (variable). UK residents 18+. Balance transfers must be completed within the first 90 days of account opening and cannot be from another Lloyds Bank credit card. Register for Everyday Offers to access cashback. Subject to eligibility and status. T&Cs apply.