Episode 232 of our Retire With Style podcast is out now! In this episode, Alex and I answer listener questions about safe withdrawal rates, Roth conversions, retirement taxes, asset allocation, reverse mortgages, and bond ladders. Along the way, we discuss why today's interest rates may support higher withdrawal rates than many retirees expect, how to think about effective marginal tax rates when making Roth conversion decisions, and why a 40/60 portfolio may not be as different from a 60/40 portfolio as you might think.
Some of the questions we cover include: • Is 4.7% a reasonable safe withdrawal rate today? • How much should you convert to Roth each year? • Should you pay down a reverse mortgage? • Does a lower stock allocation hurt retirement outcomes? • Are bond ladders better than bond funds for retirement income?
As always, our goal is to help you make better retirement decisions by understanding the tradeoffs behind the choices. Listen now to learn more!
The Retire With Style Podcast Has a New Home!
We’re excited to share that all podcast episodes- past and present- are now available on our new site: RetireWithStyle.com. It’s your one-stop shop for catching up on episodes, watching video versions, and even submitting your own retirement questions for future shows.
You can also watch and subscribe to new video episodes on our YouTube channel, with fresh content every Wednesday.
Prefer to listen on your favorite podcast app? We’ve got you covered. You can still find Retire With Style on Apple Podcasts, Spotify, Podbean, Amazon Music, Audible, iHeart, TuneIn, and now YouTube Music.
Take a look around the new site and let us know what you think. Feel free to share with friends, and to reply here with any comments. Thank you, Wade Pfau, PhD, CFA, RICP Founder of Retirement Researcher
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