The following program policy instructions were updated on 07/10/2026.
Program Operations Manual System
SI 01120 TN 105 - Identifying ResourcesSummary: A Trump Account (TA) is a tax-advantaged investment account established for children. A type of traditional Individual Retirement Account (IRA), TAs have special rules that change depending on the TA beneficiary's age. TAs are established for the benefit of children and are designed to promote long-term savings. In general, up to $5,000 (adjusted for inflation) can be contributed per year per child, and contributions are invested in low-cost index funds. A federal pilot program provides a $1,000 contribution to the TAs of eligible children born between January 1, 2025, and December 31, 2028. This new policy section provides guidance on how TAs affect SSI eligibility determinations and instructions for documenting these accounts.