Hello Awhahaw,
Are you looking for an efficient, low-risk way to make the most of your savings? Enhanced Yield is the solution designed for cash you don’t need in the short term, allowing you to put it to work, achieve your financial goals and target a return above the Bank of England base rate. Unlike a bank savings account, returns may fluctuate: Enhanced Yield is designed for a recommended 1 to 3 year time horizon.
Enhanced Yield is an actively managed portfolio with a clear objective: to deliver 1% above the Bank of England base rate, net of underlying fees. To achieve this, our Asset Allocation team continuously refines the allocation, trying to achieve this target by taking the least amount of risk.
By choosing the Enhanced Yield portfolio, you can benefit from:
✓
A competitive return
Currently a 5.02% target return*
✓
Active management
The portfolio is actively managed and monitored by our investment team
✓
No restrictions
Funds are always at your disposal and you can exit whenever you want, with no time limits or penalties
Where can you find Enhanced Yield?
Go to Managed Portfolio, select Stocks&Shares ISA or General Investment and then choose the Smart Yield investment style. There, you will find Cash Yield and Enhanced Yield. We’ve developed these two portfolios to make your savings work hard for you with different time horizons and returns.
The fees for Enhanced Yield are 0.25% platform fee and a 0.05% management fee. The underlying funds’ fees are 0.27%.
We're here for you
If you’d like to discuss how to incorporate Enhanced Yield into your strategy, our Team is always on hand to help:
As with all investing, your capital is at risk. The value of your portfolio with Moneyfarm can go down as well as up and you may get back less than you invest. Further details and T&Cs.
*Target return, based on the discretionary portfolio mandate objective and adherent to the underlying mutual funds mandate, over the recommended 1 to 3 years time horizon. The return is intended to be gross of fees.
Returns are sensitive to fluctuations in Bank Of England deposit rates: increases in rates may lead to higher returns, while rate cuts may reduce returns.
Although these are low-risk investments, they are not pure cash portfolios.
Moneyfarm is a registered trademark of MFM Investment Ltd. which is authorised and regulated by the Financial Conduct Authority (No. 629539).
Risk warning: With investing your capital is at risk, and your investments may go up or down with market fluctuations and changes in foreign exchange rates.
Learn more about risk.
Tax treatment applies, it depends on the individual circumstances of each client and may be subject to change in the future.
