We're excited to share that Reap has partnered with Visa to bring stablecoin-enabled credit card programs and 24/7 settlement to over 100 markets, extending our infrastructure beyond Asia and Latin America into EMEA and Africa.
As a Visa Principal Issuer Member in Hong Kong and Mexico, Reap handles regulated issuance, compliance and banking relationships, so you can focus on product and growth.
Why it matters: Nearly 99% of stablecoin payments are dollar-denominated. But almost none of the commercial activity behind them is. We're closing that gap. Reap is preparing to support a Mexican peso stablecoin across our card, cross-border payment and treasury products, and exploring tokens pegged to the Hong Kong dollar, euro, won and yen, so businesses can manage FX around the clock, without routing everything through USD.
What Reap Card Issuing gives you:
- A proven first mover — the world's first crypto credit card issuer, with 8+ years and 2M+ cards issued across 100+ markets.
- Direct Visa Principal Issuer — credit BINs in Hong Kong and Mexico, no bank sponsor in the middle. Integrate once, issue everywhere.
- Any digital asset, spendable — users spend USDC, BTC, ETH, yield-bearing tokens and more, converted at the point of sale. No off-ramping.
- One partner, end to end — issuance, compliance, card production, logistics, risk and disputes, all managed by Reap.
- Live in weeks, not years — most programs launch in 2–3 months; fast teams in as little as 2 weeks.
- Risk managed from transaction one — fraud rate 2x below industry benchmarks and a ~100% dispute win rate, with no risk team to hire.
Not blockchain or banks, both.