Account-to-Account Payments Report 2026 by The Paypers
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Account-to-Account Payments Report 2026 by The Paypers

Your guide to A2A developments redefining payments in 2026, and how to prepare for what comes next

The Paypers has released the Account-to-Account Payments Report 2026, which brings together expert perspectives from payment systems and scheme operators, PSPs, fintechs, consultants, analysts, and a merchant, unpacking the main developments in the space.

A2A payments made up 7% of global ecommerce in 2025. In Brazil, Pix alone reached 42%. The gap is closing: the UK launched its first commercial VRP scheme this year, Wero went live for ecommerce in Germany and Belgium, and the card networks are building their own A2A services.

To help you navigate this, The Paypers has released a strategic guide to the technologies, interoperability efforts, and partnerships shaping A2A payments now and beyond.

Key themes featured in the report

➔ Real-time payments infrastructure and scheme evolution, from the EPC's One-Leg Out scheme to Canada's Real-Time Rail
➔ Open Banking, Open Finance, and CBDCs as A2A technology enablers, including the impact of the Digital Euro
➔ A2A payments interoperability and cross-border scaling, featuring Wero's pan-European ambitions
➔ Regional A2A developments: perspectives on how A2A is evolving across global markets
➔ A2A payment performance at checkout, why the same A2A method can convert differently by bank, device, and flow, and how to optimise it.
➔ Regulatory gaps and fraud threats, including the risks facing agentic A2A payments
➔ Two exclusive ecosystem infographics mapping local and regional A2A schemes and rails, plus Open Banking- and Open Finance-enabled A2A payments and technology providers

Gain the insights you need to adapt, compete, and lead as A2A payments move from alternative to mainstream and download your free copy of the Account-to-Account Payments Report 2026 now!

 
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With insights from top industry voices:

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