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Happy Saturday!

Here's a question I get asked a lot: "What's the worst piece of financial advice you've ever heard?"

The biggest problem is narrowing it down to just one.

I mean, it's seriously mind-boggling some of the junk I've heard.

I've heard people say you gotta run a credit card balance to improve your credit. Mind-boggling. And unbelievably stupid.

So today, let's dive into this.

Here are the 15 worst pieces of financial advice I've ever heard (and, more importantly, what to do instead).