Your Money: Spending priorities, long-term care and more
What type of spending brings you the most joy?
Your Money
March 30, 2026

Hi everyone,

Welcome back. I received a newsletter over the weekend from Blair duQuesnay, a financial planner at Ritholtz, a investment management firm in New York, which started out by acknowledging that the market is jittery and the world often feels like it’s on fire.

But instead of dedicating yet another note to why investors should stay the course, she wrote an ode to her 2009 Honda Civic — it made me chuckle, but also raised some thought-provoking questions that we’re often too busy to really ponder.

Blair’s Honda had seen her through several milestones — from singleton to married, from starving solopreneur to a shareholder at her current firm. She could have surely afforded an upgrade by now, and admits that there have been times she’s been a little nervous about arriving in her old reliable wheels, which didn’t match the social expectations of what kind of car she should be driving.

But she’s not a car person, and she’d rather spend on her home, good food and experiences.

“Being intentional about spending makes budgeting easy,” she wrote. “In order to do that, you have to break the cycle of going along with the crowd.”

Instead, she suggests asking yourself what type of spending brings you the most joy: Do you really need a new car — or to buy versus rent? “Money is a tool,” she continued. “It can buy us money things, but for most of us, it is not an infinite resource.”

With higher prices, many households feel cash constrained. Have your priorities or spending shifted in any way? We’d love to hear from you: yourmoney_newsletter@nytimes.com.

Below, you’ll find our collection of money stories from across The Times. Have a great week.

An illustration shows a large corkboard scattered with calendar pages marked with various months and years. A big blue and red target overlays the pages.

retiring

Check Your Target-Date Fund, Especially if You Plan to Retire Soon

Their simplicity makes the funds appealing, but they could leave many workers near retirement, particularly baby boomers, short on savings.

By Brian J. O’Connor

A man wearing a dark suit and glasses shakes hands with President Trump, who is wearing a navy suit with a red tie.

401(k) Plans Could Add Riskier Investments Under a New Rule

The Labor Dept. proposed a change that would make it easier for workplace retirement plans to include alternative investments like private credit and crypto.

By Tara Siegel Bernard

A busy airport terminal with many people standing in long lines. A few people walk past digital displays.

The Lines, the Prices, the Anxiety: Can Air Travel Get Any Worse?

Travelers are waiting hours at security checkpoints, paying top dollar for tickets and worrying about safety after a deadly crash at LaGuardia.

By Christine Chung and Ceylan Yeğinsu

The Single-Family Home Gets Caught in a Political Vise

Within the Senate’s housing bill lie the terms of an unusual debate: Who gets to own — and live in — single-family homes?

By Conor Dougherty and Ronda Kaysen

A portrait of Erin Torres, wearing a white sweater and jeans, sitting on a couch in a darkened room near a window.

Young Graduates Face the Grimmest Job Market in Years

Artificial intelligence could reshape work, but for now a low-hire, low-fire labor market is the main impediment for young people seeking employment.

By Sydney Ember

Chris Towns bends over a row of blueberry bushes on his farm.

Covid Relief Loans Are Haunting Small Businesses

The Small Business Administration lent $378 billion to keep businesses afloat. Getting paid back is proving difficult.

By Lydia DePillis

An illustration shows a cartoon character shaped like a dollar sign looking at its watch with an impatient look. A blue signboard next to the character reads “Rental Return” and has two arrows on it.

Tripped Up

Help! Budget Charged Me Almost $600 for Returning a Car Early.

An American who rented a vehicle for a two-week European vacation brought it back to the airport just a few hours ahead of schedule. Why did the price nearly double?

By Seth Kugel

President Trump signing a document at a wooden desk.

Trump’s Signature Is Set to Be Added to America’s Currency

President Trump is poised to be the first sitting president to have his signature appear on the U.S. dollar.

By Alan Rappeport

WAR IN THE MIDDLE EAST

What Soaring Fuel Costs Mean for Your Air Travel

The price of jet fuel has almost doubled since the start of the war. Our reporter Niraj Chokshi, who covers aviation, describes what that will mean for flights.

By Niraj Chokshi, Léo Hamelin, Stephanie Swart, Rebecca Suner and Lauren Pruitt

A small crowd forms at the rear of a truck with red canisters stacked in the bed. Three men stand on the open tailgate.

This Is What Happens When the Gas Runs Out

With a cutoff in shipments imminent, Asian countries, the biggest importers of liquefied natural gas from the Middle East, are already burning more coal and reducing consumption.

By River Akira Davis

Stocks Slide to 5th Weekly Loss as Investors Lose Patience With Iran War

The S&P 500 is down nearly 9 percent from a January high. The weekly losing streak is its worst in roughly four years.

By Joe Rennison

Mortgage Rates Jump Again as Iran War Effects Ripple Through Housing Market

The average rate on a 30-year mortgage in the United States hit 6.38 percent, the fourth increase since the war began.

By Gregory Schmidt

War Will Push U.S. Inflation Above 4% This Year, O.E.C.D. Says

Higher energy prices and uncertainty over the war in the Middle East will boost inflation and weigh on economic growth, a new forecast says.

By Eshe Nelson

A price sign at a Chevron gas station. The price for regular fuel is $8.32 a gallon. Cars and buses are visible around the station.

As Gas Prices Spike, California Is Hit Hardest

A gallon has climbed to nearly $6 in the state, about $2 above the national average.

By Ivan Penn and Kurtis Lee

How are we doing?
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