But why is it a fraction of the UK's scheme? ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌

If you’re like me, you’ll know family or friends who’ve lost money – and peace of mind – to scammers.

That’s why cyber security expert Paul Haskell-Dowland welcomed yesterday’s federal government proposal to make it easier for scam victims to automatically get back up to $3,000 from banks, telcos and digital platforms. There’s just one problem: the amount.

Once you start digging into the official data, it turns out that several of the most common types of scams in Australia have a median cost above $3,000. And our proposed threshold is in stark contrast to the United Kingdom, where a similar bank scheme lets people apply for up to £85,000 (A$159,900).

So, should Australia be as generous as the UK?

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Liz Minchin

Executive Editor + Business Editor

 

Australian scam victims could get rapid $3,000 refunds. Yet in the UK, it’s more like $160,000

Paul Haskell-Dowland, Edith Cowan University

The median scam in Australia last year cost $400 – so a rapid refund of up to $3,000 sounds generous. But take a closer look and it starts to look oddly low.

We analysed 14 million Reddit posts to reveal a striking shift in how we talk about mental health

Jemima Kang, The University of Melbourne; Mike Conway, The University of Melbourne; Nick Haslam, The University of Melbourne

Social media platforms are shaping how we collectively think about mental health, a new study shows.

Grattan on Friday: An effective ‘reset’ of the NACC should revisit the issue of public hearings

Michelle Grattan, University of Canberra

At the 2022 election, 'integrity' was a big-deal issue. Now, almost three years after it was set up, the NACC continues to be rocked by internal scandals and complaints.

Friday essay: How to Sell a Genocide exposes the double standards of reporting on Gaza

Jeff Sparrow, The University of Melbourne

Almost all major human rights organisations agree the destruction of Gaza meets the legal definition of genocide. Yet liberal news outlets still do not use the word.

Public trust in Australian police is declining. COVID sparked it – but there’s more to the story

Kelly Hine, University of the Sunshine Coast; Katie Davenport-Klunder, University of the Sunshine Coast; Nadine McKillop, University of the Sunshine Coast

New research has found why so many Australians no longer trust police. There are solutions, though.

Backlash is often swift when authorities try to plan retreat from the coast. There’s a better way

Anne Maree Kreller, University of Wollongong

Research shows we need to air grievances, find areas of agreement between warring factions and allow affected people and planners to debate what’s fair.

Not A Souvenir: Tony Albert exhibit turns racist Aboriginalia into a powerful act of truth-telling

Sandy O'Sullivan, Macquarie University

Showing now at Sydney’s Museum of Contemporary Art, Not a Souvenir forces us to confront Australia’s colonial kitsch culture.

Mosquitoes learn to link the smell of DEET with a blood meal – new study

Leon Hugo, QIMR Berghofer Medical Research Institute

Teach mozzies to link the smell of DEET with food, and they might seek it out. So what does this mean?

500-million-year-old fossil helps fill a strange gap in our record of life on Earth

Russell Dean Christopher Bicknell, Flinders University; Julien Kimmig

The fossil is a reminder of how incomplete our understanding of Earth’s history remains.

Politics + Society

Health + Medicine

  • Murray Valley encephalitis can be fatal. With no vaccine, here’s how to stay safe

    Cameron Webb, University of Sydney; Bart J. Currie, Menzies School of Health Research

    After two people in the Northern Territory died from Murray Valley encephalitis, health authorities are warning residents and travellers to avoid mosquito bites.

  • Why do I get so tired while driving?

    Madeline Sprajcer, CQUniversity Australia; Alysa Bachmann, CQUniversity Australia

    Driving is a complex task, neurologically speaking. Two experts explain what driving does to your brain, and how you can stay alert on the road.

Business + Economy

Environment + Energy

Books + Ideas

Language matters
"The article by Nick Haslam raises an important concern about the broadening and dilution of the term 'trauma'. It’s true that modern culture increasingly applies the word to experiences ranging from catastrophic abuse to everyday embarrassment, and this risks flattening important distinctions in severity and functional impact. However, the answer is not to narrow the concept so aggressively that cumulative, coercive and prolonged forms of psychological injury become minimised or misunderstood. Many of the most devastating forms of harm are not single catastrophic events, but years of chronic relational abuse, coercive control, institutional betrayal, family violence or prolonged psychological destabilisation. These experiences may not always fit neatly within traditional PTSD frameworks, yet they can produce profound disablement, loss of livelihood, impaired functioning, deteriorating health and reduced life expectancy. The real challenge is not whether trauma exists, but whether our language has become too blunt to distinguish between ordinary distress, adversity, trauma exposure, and catastrophic psychological injury. Perhaps what is needed is not less compassion, but greater conceptual precision. Just as physical medicine distinguishes discomfort from catastrophic injury, mental health language may need clearer gradations that recognise both everyday struggles and severe, life-altering psychological devastation without collapsing them into the same category.”
Jon Wannberg, inaugural AASW Fellow

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